Welcome to Harmony Financial Services

Welcome to Harmony Financial Services — your trusted partner in navigating the complex world of personal finance and investment. We believe that financial success isn’t about loud moves or risky bets; it’s about playing the right notes at the right time. Our mission is to help you achieve lasting financial harmony, one thoughtful strategy at a time.

What We Do

At Harmony Financial Services, we specialize in bespoke financial planning tailored to your unique life goals. Whether you’re building wealth, planning for retirement, managing investments, or simply seeking clarity in your financial journey, we provide clear, practical, and personalized guidance. We don’t offer one-size-fits-all solutions — we craft strategies that reflect your values, risk tolerance, and aspirations.

Topics We Cover

Our content and services focus on the pillars of sound financial living:

  • Personalized investment planning
  • Retirement and pension strategies
  • Tax-efficient financial planning
  • Debt management and cash flow optimization
  • Long-term wealth preservation
  • UK-specific financial regulations and opportunities

About the Creator

Harmony Financial Services was founded by Evelyn Waterstone, a certified financial planner with over 15 years of experience guiding individuals and families toward financial confidence. Evelyn’s passion for financial education stems from a personal belief: that everyone deserves access to clear, honest, and compassionate financial advice — regardless of their starting point. Though based in Scarborough, Australia, Evelyn’s expertise is deeply rooted in UK financial systems, ensuring local relevance for our British clients.

Why This Website Exists

After years in the industry, Evelyn noticed a gap: too many people felt overwhelmed by financial jargon, pressured by sales-driven advisors, or unsure where to begin. This website was born from a simple idea — to create a space where financial guidance feels human, not transactional. Here, you’ll find no gimmicks, no hype — just thoughtful, evidence-based advice designed to help you make smarter decisions with confidence.

Our Values

We operate with integrity, transparency, and deep respect for your financial journey. Every recommendation is grounded in research, aligned with your goals, and free from conflicts of interest. We believe in educating our clients so you’re never left guessing. Our approach is collaborative, patient, and focused on long-term outcomes — not short-term gains.

Contact Us

We’d love to hear from you. Whether you have a question about our content, want to explore how we can help with your financial plan, or simply want to say hello, please reach out.

Email: [email protected]
Address: 15 Esplanade Road, Scarborough NSW 2069, Australia