Introduction

Welcome to Harmony Financial Services ("we", "us", or "our"). By accessing or using the website alltherightnotes.co.uk, you agree to be bound by these Terms of Service. These terms apply to all visitors, users, and others who access the website. Please read them carefully. If you do not agree with any part of these terms, you must not use this website.

Use of the Website

You may access and view the content on this website for personal, non-commercial purposes only. You are granted a limited, non-exclusive, non-transferable license to access and use the website for informational purposes. You may not reproduce, distribute, modify, or create derivative works of any content without our prior written consent. This website is intended for general informational purposes only and is not intended for commercial exploitation.

Intellectual Property Rights

All content published on this website, including articles, financial guides, charts, images, logos, and text, is the exclusive property of Harmony Financial Services or its licensors. All intellectual property rights, including copyright, trademarks, and database rights, are reserved. You may not use any content for commercial purposes without explicit written permission. The compilation of all content on this site is also our exclusive property and is protected under UK copyright law.

User Responsibilities

As a user of this website, you agree to use it responsibly and lawfully. You are responsible for ensuring your access does not interfere with the operation of the website or violate any applicable laws. You must not attempt to gain unauthorised access to any part of the website, its systems, or networks. You must not use automated tools such as bots, scrapers, or crawlers to extract content without our permission.

Prohibited Activities

You agree not to:

  • Use the website for any unlawful purpose or in violation of any local, national, or international laws
  • Attempt to reverse engineer, decompile, or disassemble any part of the website
  • Upload, post, or transmit any malicious code, viruses, or harmful scripts
  • Impersonate any person or entity or falsely state or misrepresent your affiliation with any party
  • Use the website to harass, abuse, or threaten others

Content and Accuracy

The information provided on this website is for general informational purposes only and does not constitute financial, investment, or legal advice. While we strive to ensure the accuracy and timeliness of our content, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information. Financial markets and regulations change frequently, and you should always seek independent professional advice before making any financial decisions.

External Links

This website may contain links to third-party websites for your convenience. These links are provided solely as a reference and do not imply endorsement. We are not responsible for the content, accuracy, legality, or practices of any external websites. You access third-party sites at your own risk, and we encourage you to review their privacy policies and terms of use.

Limitation of Liability

To the fullest extent permitted by law, Harmony Financial Services and its owners, employees, or agents shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to loss of profits, data, or savings, arising from your use of or inability to use this website, even if advised of the possibility of such damages. Your use of this website is entirely at your own risk.

Disclaimers and Warranties

THE WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM US OR THROUGH THIS WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN.

Governing Law and Jurisdiction

These Terms of Service are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from or related to your use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Changes to Terms

We reserve the right to update or modify these Terms of Service at any time without prior notice. Any changes will be effective immediately upon posting the revised version on this website. Your continued use of the website after such changes constitutes your acceptance of the updated terms. We encourage you to review this page periodically for updates.

Contact Information

If you have any questions regarding these Terms of Service, please contact us at:

Evelyn Waterstone
15 Esplanade Road, Scarborough NSW 2069, Australia
Email: [email protected]