This Terms of Service agreement (hereinafter referred to as the "Agreement") is between the user (referred to as "you" or "your") and Harmony Financial Services. By accessing or using our services in any form, you agree to be bound by the terms outlined in this Agreement. It is imperative that you read this Agreement carefully and understand all terms before using our services. Our services are intended for use within the boundaries of the United Kingdom and adhere strictly to the legal standards established therein. Your use of our services indicates your acknowledgment of this Agreement and your commitment to comply with the law. Should you disagree with any portion of this Agreement, you must discontinue use of our services immediately. We reserve the right to amend the terms at any time without prior notice, so it is advisable to review the Agreement periodically for any updates. Continued use of the services will be deemed your acceptance of any changes. Any communication regarding this Agreement should be directed to our support team at [email protected].
As a user of Harmony Financial Services, it is your responsibility to ensure that all information you provide to us is accurate, complete, and up-to-date. You agree to use our services for lawful purposes only, and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the services. You must protect your account credentials and ensure their confidentiality. You are responsible for all activities under your account and acknowledging your liability for any damages arising from unauthorized access. Users are prohibited from employing our services for any fraudulent or criminal activities, and such behaviours will lead to suspension or termination of your account. Furthermore, you shall not attempt to access our systems or data illegally, nor distribute or upload any malicious software. Violations of these terms may result in legal action, and you may be held financially responsible for any breaches.
Harmony Financial Services aims to provide accurate and up-to-date financial advice specific to your requirements. We reserve the right to modify or discontinue any part of our services without prior notice, and we will not be liable to you or any third-party should we exercise such rights. While we strive for accuracy, the financial insights we offer are not guaranteed to result in specific outcomes, and users should exercise their judgment and seek independent advice where necessary. Additionally, all financial services must comply with local laws and regulations, safeguarding both your interests and our liability. Your reliance on the service is at your own risk, and Harmony Financial Services does not warrant that the quality of any services, information, or other material obtained by you will meet your expectations.
Harmony Financial Services is committed to protecting your privacy and the security of your data. We adhere to the General Data Protection Regulation (GDPR) and Data Protection Act 2018, ensuring that all personal data you provide us is processed in a lawful and transparent manner. We employ industry-standard security measures to keep your information protected from unauthorized access or disclosure. Your data may be used to improve our services, and with your consent, we may contact you for marketing purposes. You have the right to request access to and correction of your personal information at any time. Any queries or concerns about data protection can be directed to our data protection officer at [email protected].
In no event shall Harmony Financial Services, its affiliates, or any of their respective employees, agents, or providers be liable for any indirect, incidental, special, consequential, or punitive damages that result from the use of, or the inability to use, the services. We do not accept responsibility for any loss of profits, loss of data, or business interruption, even if we have been advised of the possibility of such damages. Your sole remedy for dissatisfaction with the service is to stop using it. Certain UK laws do not allow limitations on implied warranties or the limitation of liability for certain damages; as such, these exclusions may not apply to you. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, void, or unenforceable, the remaining provisions shall remain in full force and effect.
