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Tag: credit history length

Is It Bad to Keep a Credit Card Open and Not Use It?

Is It Bad to Keep a Credit Card Open and Not Use It?
Evelyn Waterstone Dec 18 2025

Keeping a credit card open but unused can help your credit score by boosting your available credit and lengthening your credit history. But if you close it or the bank shuts it down, your score could drop. Here's how to keep it active without spending more.

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