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What Are the Three Main Types of Homeowners Insurance?

What Are the Three Main Types of Homeowners Insurance?
Evelyn Waterstone Jan 25 2026

Learn about the three main types of homeowners insurance-HO-1, HO-2, and HO-3-and understand which one offers real protection for your home and belongings. Know what’s covered, what’s not, and how to avoid costly gaps.

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