Author: Evelyn Waterstone

Which Banks Are Offering 7% Interest on Savings Accounts in 2025?

Which Banks Are Offering 7% Interest on Savings Accounts in 2025?
Evelyn Waterstone Nov 8 2025

In 2025, only a few digital banks in Australia offer 7% interest on savings accounts-but it comes with strict conditions. Learn who's offering it, how to qualify, and what happens after the promo ends.

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Can You Get Money Back from Remortgaging? Here’s Exactly How It Works

Can You Get Money Back from Remortgaging? Here’s Exactly How It Works
Evelyn Waterstone Nov 5 2025

Remortgaging can give you access to cash tied up in your home’s equity, but it’s not free money. Learn how it works, when it makes sense, and the risks you must consider before pulling out cash.

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How Crypto Beginners Make Money: Real Ways to Earn Without Guessing

How Crypto Beginners Make Money: Real Ways to Earn Without Guessing
Evelyn Waterstone Nov 1 2025

Crypto beginners can make money through staking, savings accounts, learn-and-earn programs, and freelancing-not by gambling on meme coins. Realistic, low-risk methods work best for those starting small.

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What Would Payments Be on a $5000 Personal Loan? Rates, Terms, and Real Examples

What Would Payments Be on a $5000 Personal Loan? Rates, Terms, and Real Examples
Evelyn Waterstone Oct 30 2025

Find out exactly how much you'd pay monthly on a $5000 personal loan in Australia. See real rates, terms, and repayment examples from top lenders - plus tips to avoid costly mistakes.

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Does the US Have ISA Accounts? Here’s What Americans Actually Use Instead

Does the US Have ISA Accounts? Here’s What Americans Actually Use Instead
Evelyn Waterstone Oct 27 2025

The US doesn't have ISA accounts, but Americans have powerful tax-advantaged alternatives like Roth IRAs, HSAs, and 401(k)s. Learn how to save tax-free in the US without an ISA.

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Why 0% APR Credit Cards Can Hurt Your Wallet

Why 0% APR Credit Cards Can Hurt Your Wallet
Evelyn Waterstone Oct 26 2025

Zero‑interest credit cards sound great, but hidden fees, post‑promo rates, and credit‑score impacts can turn them into costly traps. Learn why and when they’re actually useful.

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Understanding the Golden Rule of Credit and How It Impacts Your Card Choices

Understanding the Golden Rule of Credit and How It Impacts Your Card Choices
Evelyn Waterstone Oct 25 2025

Learn the golden rule of credit-pay in full, on time, and keep utilization low-to boost your score, avoid interest, and choose the right cards.

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5 Essential Elements Every Budget Needs

5 Essential Elements Every Budget Needs
Evelyn Waterstone Oct 24 2025

Learn the five fundamental parts of any budget-income, fixed and variable expenses, savings, and debt repayment-and how to use them for real financial control.

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Upstart Personal Loans: Reliability Review 2025

Upstart Personal Loans: Reliability Review 2025
Evelyn Waterstone Oct 23 2025

Explore Upstart's reliability, approval rates, APRs, funding speed, and how it compares to LendingClub and Prosper for personal loans in 2025.

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Ideal Checking Account Balance: When Too Much Money Becomes a Problem

Ideal Checking Account Balance: When Too Much Money Becomes a Problem
Evelyn Waterstone Oct 22 2025

Learn how much cash you should keep in a checking account, why excess balances waste money, and the best ways to move surplus funds for higher returns.

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Pension vs 401(k): Which Retirement Plan Wins?

Pension vs 401(k): Which Retirement Plan Wins?
Evelyn Waterstone Oct 21 2025

Explore the core differences between pensions and 401(k) plans, covering guarantees, taxes, risk, and real‑world examples to help you pick the right retirement strategy.

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Buying Back Your Home After Equity Release: Complete Guide & Costs

Buying Back Your Home After Equity Release: Complete Guide & Costs
Evelyn Waterstone Oct 20 2025

A practical guide on whether you can buy back your home after an equity release, covering steps, costs, pros/cons, and FAQs.

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