If you’re over 55 and own your home, equity release might be a smart way to free up cash without moving. But the market is full of firms promising the moon, and not all of them treat you fairly. This guide breaks down what to look for and lists the providers that consistently rank high on price, customer service, and transparency.
Before you sign anything, ask yourself these questions:
Keep these points in a notebook. When you compare firms, you’ll see who ticks the boxes and who falls short.
Based on fee structures, customer feedback, and overall transparency, these five providers often come out on top:
Each of these firms has an FCA licence and provides a free, no‑obligation quote. Getting a quote from three or four of them won’t hurt – it gives you a solid picture of the money you’ll actually receive.
Remember, the cheapest deal isn’t always the best. A provider that charges a bit more but offers clear explanations and solid support can save you headaches later. Take the time to read the fine print, ask questions, and compare the total cost over the life of the plan.
Finally, don’t rush. The decision to release equity is a big step, and you have the right to walk away if something feels off. Use the checklist above, compare the top providers, and you’ll walk away with a deal that fits your needs and gives you peace of mind.
Not sure where to get equity release in 2025? See when to use a broker vs direct lender, how to compare deals, fees, and safeguards, plus practical next steps.
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