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Are Student Loans Bad for Credit? Here’s What Actually Happens

Are Student Loans Bad for Credit? Here’s What Actually Happens
Evelyn Waterstone Feb 23 2026

Student loans aren't automatically bad for credit-they can actually help you build it. The key is making on-time payments. Missed payments hurt, but consistent ones improve your score over time. Learn how student debt affects your credit and how to use it wisely.

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