Archive: 2025/10

Ideal Checking Account Balance: When Too Much Money Becomes a Problem

Ideal Checking Account Balance: When Too Much Money Becomes a Problem
Evelyn Waterstone Oct 22 2025

Learn how much cash you should keep in a checking account, why excess balances waste money, and the best ways to move surplus funds for higher returns.

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Pension vs 401(k): Which Retirement Plan Wins?

Pension vs 401(k): Which Retirement Plan Wins?
Evelyn Waterstone Oct 21 2025

Explore the core differences between pensions and 401(k) plans, covering guarantees, taxes, risk, and real‑world examples to help you pick the right retirement strategy.

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Buying Back Your Home After Equity Release: Complete Guide & Costs

Buying Back Your Home After Equity Release: Complete Guide & Costs
Evelyn Waterstone Oct 20 2025

A practical guide on whether you can buy back your home after an equity release, covering steps, costs, pros/cons, and FAQs.

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3 R's of a Good Budget: Simple Tips for Smarter Money Management

3 R's of a Good Budget: Simple Tips for Smarter Money Management
Evelyn Waterstone Oct 19 2025

Learn the 3 R's of a good budget-Reality, Reserve, Review-and how to apply them for smarter money management and a solid emergency fund.

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Major Disadvantage of a Home Equity Loan - What You Need to Know

Major Disadvantage of a Home Equity Loan - What You Need to Know
Evelyn Waterstone Oct 18 2025

Discover the main downside of a home equity loan, how it raises foreclosure risk, and smarter ways to access cash in Australia.

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How to Negotiate a Lower Car Loan Interest Rate - Proven Tips

How to Negotiate a Lower Car Loan Interest Rate - Proven Tips
Evelyn Waterstone Oct 17 2025

Learn how to negotiate a lower car loan interest rate with practical steps, comparison tables, and proven tactics to save thousands on your auto financing.

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Remortgage Example Explained - Simple Real‑World Scenario

Remortgage Example Explained - Simple Real‑World Scenario
Evelyn Waterstone Oct 16 2025

A clear, step‑by‑step remortgage example shows how Australian homeowners can lower rates, release equity, and avoid common pitfalls.

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Minimum Credit Score Needed for an Equity Loan - What You Should Know

Minimum Credit Score Needed for an Equity Loan - What You Should Know
Evelyn Waterstone Oct 15 2025

Learn the typical minimum credit score needed for an equity loan in Australia, how lenders assess risk, and practical steps to improve your chances or explore alternatives.

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Top Debt Consolidation Loans: Find the Best Option for 2025

Top Debt Consolidation Loans: Find the Best Option for 2025
Evelyn Waterstone Oct 14 2025

Discover the top debt consolidation loans of 2025, compare rates, fees, and terms, and learn how to pick the best option for your credit situation.

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Are Hardship Loans Legit? A Straight‑Forward Guide for Australians

Are Hardship Loans Legit? A Straight‑Forward Guide for Australians
Evelyn Waterstone Oct 13 2025

Learn how to tell if hardship loans are genuine, spot scams, verify lenders, and explore safer alternatives-essential advice for Australians facing financial emergencies.

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Balance Transfers and Credit Score Impact: What You Need to Know

Balance Transfers and Credit Score Impact: What You Need to Know
Evelyn Waterstone Oct 12 2025

Learn how balance transfers affect credit scores, the role of hard inquiries, utilization changes, and strategies to protect your rating while saving on interest.

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Remortgaging to a New Lender: How Easy Is It Really?

Remortgaging to a New Lender: How Easy Is It Really?
Evelyn Waterstone Oct 11 2025

Discover how simple it really is to switch your mortgage to a new lender, including steps, costs, timelines, and a handy checklist.

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