Archive: 2025/11

What Is the US Version of an ISA? Tax-Advantaged Accounts Explained

What Is the US Version of an ISA? Tax-Advantaged Accounts Explained
Evelyn Waterstone Nov 20 2025

The US doesn't have a direct equivalent to the UK's ISA, but Roth IRAs, Roth 401(k)s, and HSAs together offer similar tax-free growth. Learn how to combine them for maximum savings freedom.

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Can I Get FAFSA If I Make $50K? Here’s the Real Answer

Can I Get FAFSA If I Make $50K? Here’s the Real Answer
Evelyn Waterstone Nov 18 2025

Making $50,000 doesn't disqualify you from FAFSA. Many families at this income level get grants, loans, and work-study. Here's what you actually qualify for-and why not filing is a big mistake.

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Who Gets the Money When You Buy Bitcoin? The Real Players Behind the Transaction

Who Gets the Money When You Buy Bitcoin? The Real Players Behind the Transaction
Evelyn Waterstone Nov 17 2025

When you buy Bitcoin, the money goes to the seller-not a company or miner. Understand who really benefits and how exchanges, peer-to-peer trades, and mining fit into the picture.

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What Are the Risks of Remortgaging? Key Dangers You Can't Ignore

What Are the Risks of Remortgaging? Key Dangers You Can't Ignore
Evelyn Waterstone Nov 16 2025

Remortgaging can save money-but only if you avoid hidden fees, early repayment charges, and extended loan terms. Learn the real risks of switching mortgages in 2025 and how to protect your finances.

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What Do I Do With Bitcoin Once I Buy It? A Practical Guide for Beginners

What Do I Do With Bitcoin Once I Buy It? A Practical Guide for Beginners
Evelyn Waterstone Nov 15 2025

After buying Bitcoin, the real work begins. Learn how to store it safely, use it wisely, avoid scams, and handle taxes in Australia. No fluff-just what actually matters.

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How Long Do You Have to Pay Off a Debt Consolidation Loan?

How Long Do You Have to Pay Off a Debt Consolidation Loan?
Evelyn Waterstone Nov 12 2025

Debt consolidation loans typically have terms of 3 to 7 years. How long you actually pay depends on your loan terms, interest rate, and whether you make extra payments. Paying faster saves money and gets you debt-free sooner.

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Which Banks Are Offering 7% Interest on Savings Accounts in 2025?

Which Banks Are Offering 7% Interest on Savings Accounts in 2025?
Evelyn Waterstone Nov 8 2025

In 2025, only a few digital banks in Australia offer 7% interest on savings accounts-but it comes with strict conditions. Learn who's offering it, how to qualify, and what happens after the promo ends.

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Can You Get Money Back from Remortgaging? Here’s Exactly How It Works

Can You Get Money Back from Remortgaging? Here’s Exactly How It Works
Evelyn Waterstone Nov 5 2025

Remortgaging can give you access to cash tied up in your home’s equity, but it’s not free money. Learn how it works, when it makes sense, and the risks you must consider before pulling out cash.

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How Crypto Beginners Make Money: Real Ways to Earn Without Guessing

How Crypto Beginners Make Money: Real Ways to Earn Without Guessing
Evelyn Waterstone Nov 1 2025

Crypto beginners can make money through staking, savings accounts, learn-and-earn programs, and freelancing-not by gambling on meme coins. Realistic, low-risk methods work best for those starting small.

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